Electricity contract calculator

Estimate annual cost from verified contracts based on housing type and usage. The recommendation considers whether you want a fixed price or accept spot market swings.

Estimate annual cost for electricity contracts from housing type and usage. Recommendation for fixed or spot pricing based on your risk tolerance.

Last checked:

Open comparison table Spot or fixed?

Your inputs

Housing type / use
Typical estimate — editable below. Does not guarantee your own usage.
Add-ons (estimates)
Add-ons are rough estimates. Adjust yearly usage to match your situation.
kWh
Editable. Find an estimate on an old bill or in Fingrid Datahub.
Can you shift usage to cheaper hours?
Affects spot contracts only: 0% / −10% / −20% on estimated average spot. Rough assumption, not a promise.
Risk tolerance
Spot assumption (editable): default is the 2025 FI-area average spot 5.08 c/kWh (incl. 25.5% VAT), published by Helen referring to Nord Pool. Source checked 5.11.2026. A historical average does not guarantee future price.
snt/kWh
Use your own estimate or the seller’s / Nord Pool figure. Required for spot calculation.

Results update as soon as you change the inputs.

Note: The calculation includes only energy price and the seller’s base fee. Distribution (grid company) and electricity tax are not included. Campaign prices are calculated as first-12-month cost. Prices are taken from sellers’ own pages (checked 5.11.2026). Always confirm the final price in the seller’s order flow.

Frequently asked questions

Is electricity transfer included in the comparison price?

No. Digivertailu electricity prices include energy price and the seller’s base fee. Transfer and electricity tax come separately from the DSO.

What does 'verified' mean?

The price or term was read from the provider’s public page on the marked check date. Campaigns can change — confirm at checkout.

Which is cheaper, spot or fixed?

It depends on spot prices and your usage. Use the electricity calculator and compare based on your risk tolerance.